This is the manuscript for a speech offered in the opening plenary session of the “Equipping Economic Justice Advocacy” conference of the South Carolina Christian Action Council. It was delivered December 4, 2018 by Reverend Dr. Jay Kieve, Coordinator of the Cooperative Baptist Fellowship of South Carolina. This speech introduced themes of racial inequity, predatory lending, and faith that the conference considered in breakouts and other plenary sessions.
**Author’s note: this manuscript was prepared for oral presentation so the sentence structure and grammar may vary from formal or academic communication.**